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Please ensure you are eligible
You must be a sole trader or Director of a UK Limited company, actively trading for at least 18 months, and registered with Companies House for 18 months (limited companies only), with an annual turnover of £15,000. The minimum age for applying is 18 years old, and you need to be a UK resident.
×
Please ensure you are eligible
You must be a sole trader or Director of a UK Limited company, actively trading for at least 18 months, and registered with Companies House for 18 months (limited companies only), with an annual turnover of £15,000. The minimum age for applying is 18 years old, and you need to be a UK resident.
Business loans that give you a helping hand
A faster platform from which to borrow, Esme has lent £10s of millions to help boost businesses across the UK.
Got a spare minute? Get your instant quote to find out how much you can borrow today.
Got a spare minute? Get your instant quote to find out how much you can borrow today.
check you’re eligible
Unsecured business loans up to £150k
Borrow from 1 - 5 years
No early repayment charges
Competitive rates
Business loan calculator
see what you might repayI'd like to borrow
£50,000
£10,000
£150,000
Over 2 years
1 year
5 years
Total
£54,887.78
Monthly Payment
£2,286.99
Interest (Fixed)
£4,887.78
Monthly Rate
0.76%
Representative APR (Fixed)
9.51%
This example is for indicative purposes only. It’s based on a fixed monthly interest rate of 0.76% equivalent to an annual interest rate of 9.12% (fixed).
Representative APR (Annual Percentage Rate) is used for comparison purposes and shows the annual interest rate that we expect at least 51% of customers who are accepted for and enter into a loan agreement with us to get.
How we help small businesses
Find out directly from our customers why they chose Esme.
When growing their company, Notion PR found that their biggest challenge was cash flow management.
Renowned for their tasty hand-filled pies, Piglets Pantry used an Esme loan to continue growing in giant leaps.
With a straightforward, hassle-free loan from Esme he could keep marketing his business.
Compare our business loans
Want to know how we compare with others? You can see how we fare on the websites below, and review products and services from other companies at Business Banking Insight.
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