Business loans that give you a helping hand

Want to buy that shiny new equipment or hire a bigger team? Our unsecured, fast business loans help you achieve your ambitions.

  • Unsecured business loans
    between £10k - 150k
  • Borrow from 1 - 5 years
  • Competitive rates
  • Fast decision
  • *Arrangement fees apply

The business loan that knows when it’s not wanted

We know that a business’s cash flow can be unpredictable. With Esme, if you want to pay off your loan all at once, you can. No hidden clauses. No early repayment charges.

Carpenter at work

Business loan calculator – see what you might repay

How much do you want to borrow?*
    How long do you want to borrow for?*
    24 months
      12 months
      60 months

      Repayment Details

      Interest fixed
      Monthly Interest Rate 0.76%
      Representative APR
      First Payment
      Annual Interest Rate 9.12%
      See Full Monthly Repayment Schedule
      Arrangement Fee

      This example is for indicative purposes only. It’s based on a fixed monthly interest rate of 0.76% equivalent to an annual interest rate of 9.12%.

      Representative APR (Annual Percentage Rate) is used for comparison purposes and shows the annual interest rate that we expect at least 51% of customers who are accepted for and enter into a loan agreement with us to get. APR takes into account interest and arrangement fees.

      Don’t just take our word for it...

      Easy does it

      We know you’re busy – that’s why you’re here – so we’ve made our application process quick and easy.

      Got ten minutes? That’s all you’ll need.

      Compare our business loans

      Want to know how we compare with others? You can see how we fare on the websites below, and review products and services from other companies at Business Banking Insight.

      Safe and sound

      You want to know you’re in safe hands, which is why we work tirelessly to protect your information and ensure your data security.

      We’re also underwritten by Natwest, giving you even greater peace of mind.

      We’re here for you

      We know that launching a new business can be hugely exciting, and just as tough. We also know that money isn’t the answer to everything, which is why we’ve put together this set of guides.

      Contact us

      020 3936 4800
      9am - 5pm Monday to Friday (excl. bank holidays)
      Esme Loans Limited
      8 Devonshire Square, London
      EC2M 4PL - view on google maps

      Need help?

      Contact us