You can see our rates and fees detailed below. Loans are subject to eligibility and satisfactory credit and affordability checks. Find out if you’re eligible for an Esme business loan here.
The interest rate on an Esme loan is fixed for the full term and is charged monthly. Interest is charged on the full loan amount, including any fees added to the loan. The interest rate we offer you will be based on our credit assessment of you and your company and the term of loan.
Monthly rates: 0.32% - 2.20%
Approximate yearly rates: 3.84% - 26.40%
We don’t believe in hidden fees, and here at Esme we don't offer set-up fees.
You may also be charged a fee if you apply for an Esme business loan through a broker – check with them for more information.
We know that a business’s cash flow can be hard to predict; that’s why if you repay more one month, you’ll pay less the next. You can also pay off your loan completely ahead of schedule with no questions asked and at no extra cost.